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Why women have lower retirement savings : the Australian case
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Feng, Jun, Gerrans, Paul, Moulang, Carly, Whiteside, Noel and Strydom, Maria (2019) Why women have lower retirement savings : the Australian case. Feminist Economics, 25 (1). pp. 145-173. doi:10.1080/13545701.2018.1533250
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Official URL: https://doi.org/10.1080/13545701.2018.1533250
Abstract
This study provides empirical evidence of the gender gap in retirement savings trajectories using a large longitudinal Australian database. The persistent trend of retirement income policy over recent decades has been to place responsibility for retirement savings accumulation with the individual employee. These plans are fundamentally linked to employment conditions and individual choices, which shape retirement savings trajectories and outcomes. Australia has a mature compulsory system and thus provides insight for countries embarking on similar paths. This study shows that the gender gap in retirement savings is observable from early on in an individual’s paid working life and persists over time, providing evidence that women are disadvantaged early in their careers, with few signs of improvement. Men, in contrast, are overrepresented in the upper quartile of growth in retirement savings. This study provides important empirical evidence for policymakers concerned with gender differences in retirement outcomes.
| Item Type: | Journal Article | ||||||||
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| Subjects: | D History General and Old World > DU Oceania (South Seas) H Social Sciences > HD Industries. Land use. Labor H Social Sciences > HG Finance H Social Sciences > HN Social history and conditions. Social problems. Social reform H Social Sciences > HQ The family. Marriage. Woman |
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| Divisions: | Faculty of Social Sciences > Institute for Employment Research | ||||||||
| SWORD Depositor: | Library Publications Router | ||||||||
| Library of Congress Subject Headings (LCSH): | Women -- Finance, Personal -- Australia, Pensions -- Australia, Sex discrimination against women -- Australia, Wages -- Women -- Australia, Women -- Retirement -- Australia, Retirement income -- Australia, Women -- Pensions -- Australia, Sex discrimination in employment -- Australia, Australia -- Social life and customs | ||||||||
| Journal or Publication Title: | Feminist Economics | ||||||||
| Publisher: | Informa UK Limited | ||||||||
| ISSN: | 1466-4372 | ||||||||
| Official Date: | 4 January 2019 | ||||||||
| Dates: |
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| Date of first compliant deposit: | 7 March 2019 | ||||||||
| Volume: | 25 | ||||||||
| Number: | 1 | ||||||||
| Page Range: | pp. 145-173 | ||||||||
| DOI: | 10.1080/13545701.2018.1533250 | ||||||||
| Status: | Peer Reviewed | ||||||||
| Publication Status: | Published | ||||||||
| Access rights to Published version: | Restricted or Subscription Access | ||||||||
| RIOXX Funder/Project Grant: |
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