Ailola, David A. (1988) The regulation of commercial banks in Zambia and their role in development. PhD thesis, University of Warwick.

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Abstract

This work analyses the regulation of commercial banks in
Zambia and its impact on the role that these institutions are
playing in national development. The background to this
analysis is -the conviction that as these institutions control
enormous amounts of resources, or are capable of doing so, then
they need certain incentives to make them available for
investment. These institutions are not using their own money.
Such incentives or inducements therefore must ensure that those
resources are safely invested. The incentives envisaged include
regulations both of the institutions themselves as well as the
economic system. It is these aspects that this work examines.
The work is divided into six basic chapters. The first
chapter is the introduction which makes the case for a role to
be played by commercial banks in development, under proper
regulation. The second chapter gives a historical origin of
banks in Zambia, including the circumstances of existing
commercial banks. Chapter three deals with the regulations
affecting commercial banking. This is basically an outline of
the various statutes enacted in the country since the colonial
days. Chapter four makes the case for the actual relevance or
need for commercial bank involvement in Zambia's economic
development. It sketches out the historical shortage of
resources in investment. Chapter five deals with the actual
role played by banks in Zambia's development, while chapter six
appraises the effect of the regulations on that performance.
The seventh chapter is a summary of the study and the
conclusions reached. The law is stated as it stood in 1985,
although recent developments and laws known to the author are
included.

Item Type:	Thesis or Dissertation (PhD)
Subjects:	H Social Sciences > HC Economic History and Conditions H Social Sciences > HG Finance
Library of Congress Subject Headings (LCSH):	Banks and banking -- Zambia, Banking law -- Zambia, Zambia -- Economic conditions
Official Date:	October 1988
Dates:	Date Event October 1988 Submitted
Institution:	University of Warwick
Theses Department:	School of Law
Thesis Type:	PhD
Publication Status:	Unpublished
Supervisor(s)/Advisor:	Cottrell, Jill ; McAuslan, Patrick
Sponsors:	University of Zambia ; University of Warwick
Extent:	xxiii, 399 leaves
Language:	eng
URI:	http://wrap.warwick.ac.uk/id/eprint/4317

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