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Gender, borrowing patterns and self-employment : some evidence for England
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Sena, Vania, Scott, Jonathan and Roper, Stephen (2012) Gender, borrowing patterns and self-employment : some evidence for England. Small Business Economics, Vol.38 (No.4). pp. 467-480. doi:10.1007/s11187-010-9272-9
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Official URL: http://dx.doi.org/10.1007/s11187-010-9272-9
Abstract
The purpose of this paper is twofold. First, we try to identify whether women have different borrowing patterns from men when trying to get into self-employment along with the factors that explain these different propensities. Second, we try to quantify the impact of these differences in borrowing propensity on women's willingness to become self-employed. The empirical analysis is carried out on a sample of individuals drawn from the English Household Survey of Entrepreneurship, 2003. Our results show that (1) women are less likely than men to seek external finance and that (2) gender differences in access to finance are affecting adversely the transition into self-employment. © 2010 Springer Science+Business Media, LLC.
| Item Type: | Journal Article | ||||
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| Divisions: | Faculty of Social Sciences > Warwick Business School > Centre for Small & Medium-Sized Enterprises Faculty of Social Sciences > Warwick Business School |
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| Journal or Publication Title: | Small Business Economics | ||||
| Publisher: | Springer New York LLC | ||||
| ISSN: | 0921-898X | ||||
| Official Date: | May 2012 | ||||
| Dates: |
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| Volume: | Vol.38 | ||||
| Number: | No.4 | ||||
| Page Range: | pp. 467-480 | ||||
| DOI: | 10.1007/s11187-010-9272-9 | ||||
| Status: | Peer Reviewed | ||||
| Publication Status: | Published | ||||
| Access rights to Published version: | Restricted or Subscription Access |
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