Sena, Vania, Scott, Jonathan and Roper, Stephen. (2012) Gender, borrowing patterns and self-employment : some evidence for England. Small Business Economics, Vol.38 (No.4). pp. 467-480. ISSN 0921-898X

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Abstract

The purpose of this paper is twofold. First, we try to identify whether women have different borrowing patterns from men when trying to get into self-employment along with the factors that explain these different propensities. Second, we try to quantify the impact of these differences in borrowing propensity on women's willingness to become self-employed. The empirical analysis is carried out on a sample of individuals drawn from the English Household Survey of Entrepreneurship, 2003. Our results show that (1) women are less likely than men to seek external finance and that (2) gender differences in access to finance are affecting adversely the transition into self-employment. © 2010 Springer Science+Business Media, LLC.

Item Type:	Journal Article
Divisions:	Faculty of Social Sciences > Warwick Business School > Centre for Small & Medium-Sized Enterprises Faculty of Social Sciences > Warwick Business School
Journal or Publication Title:	Small Business Economics
Publisher:	Springer New York LLC
ISSN:	0921-898X
Official Date:	May 2012
Volume:	Vol.38
Number:	No.4
Page Range:	pp. 467-480
Identification Number:	10.1007/s11187-010-9272-9
Status:	Peer Reviewed
Publication Status:	Published
Access rights to Published version:	Restricted or Subscription Access
URI:	http://wrap.warwick.ac.uk/id/eprint/44343

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