Roper, Stephen and Scott, J. (2008) Gender differentials in access to finance for business start-up in the UK an econometric analysis of GEM data. Working Paper. Aston Academy for Research in Management, Aston Business School.

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Abstract

This paper uses an econometric approach to analyse gender differences in access to finance for business start­up based on the Global Entrepreneurship Monitor (GEM) 2004 database. We find that females are  around  7.5  pp more  likely to perceive financial barriers to business start­up than  males, which reduces start­up rates by 1.7­3.8 pp. Being female also has an additional direct effect on each start­up indicator not linked to financial barriers. This suggests that females in the general UK population perceive stronger financial barriers to business start­up than UK males, and this may be discouraging them from seeking external financial support for business start­up.

Item Type:	Working or Discussion Paper (Working Paper)
Subjects:	H Social Sciences > HG Finance
Divisions:	Faculty of Social Sciences > Warwick Business School > Centre for Small & Medium-Sized Enterprises Faculty of Social Sciences > Warwick Business School > Entrepreneurship & Innovation Faculty of Social Sciences > Warwick Business School
Publisher:	Aston Academy for Research in Management
Place of Publication:	Aston Business School
ISBN:	978­-1-­8544-9­702­-4
Date:	2008
Number:	RP 0712
Number of Pages:	27
Status:	Not Peer Reviewed
Publication Status:	Published
Access rights to Published version:	Restricted or Subscription Access
URI:	http://wrap.warwick.ac.uk/id/eprint/44632

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