Racial and gender discrimination in the micro firms credit market? Evidence from Trinidad and Tobago
UNSPECIFIED. (2004) Racial and gender discrimination in the micro firms credit market? Evidence from Trinidad and Tobago. SMALL BUSINESS ECONOMICS, 23 (5). pp. 401-422. ISSN 0921-898XFull text not available from this repository.
This paper examines the Market for loans from banks to micro- and small enterprises in Trinidad and Tobago. It tests for the presence of racial and gender discrimination. It takes the reported refusal to grant loans to groups, when all other indicators of credit-worthiness are taken into account, as evidence of discrimination. The paper distinguishes between Application and Denial Rates. It finds that, once all other indicators of credit-worthiness are taken into account, neither Application nor Denial rates differ significantly by gender. Reported Denial rates are, however, higher for Africans compared with other ethnic groups, implying the possible presence of discrimination.
|Item Type:||Journal Article|
|Subjects:||H Social Sciences > HF Commerce
H Social Sciences > HC Economic History and Conditions
H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
|Journal or Publication Title:||SMALL BUSINESS ECONOMICS|
|Official Date:||December 2004|
|Number of Pages:||22|
|Page Range:||pp. 401-422|
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