UNSPECIFIED (2004) Racial and gender discrimination in the micro firms credit market? Evidence from Trinidad and Tobago. SMALL BUSINESS ECONOMICS, 23 (5). pp. 401-422. ISSN 0921-898X

Full text not available from this repository.

Abstract

This paper examines the Market for loans from banks to micro- and small enterprises in Trinidad and Tobago. It tests for the presence of racial and gender discrimination. It takes the reported refusal to grant loans to groups, when all other indicators of credit-worthiness are taken into account, as evidence of discrimination. The paper distinguishes between Application and Denial Rates. It finds that, once all other indicators of credit-worthiness are taken into account, neither Application nor Denial rates differ significantly by gender. Reported Denial rates are, however, higher for Africans compared with other ethnic groups, implying the possible presence of discrimination.

Item Type:	Journal Article
Subjects:	H Social Sciences > HF Commerce H Social Sciences > HC Economic History and Conditions H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Journal or Publication Title:	SMALL BUSINESS ECONOMICS
Publisher:	SPRINGER
ISSN:	0921-898X
Date:	December 2004
Volume:	23
Number:	5
Number of Pages:	22
Page Range:	pp. 401-422
Publication Status:	Published
URI:	http://wrap.warwick.ac.uk/id/eprint/7424

Data sourced from Thomson Reuters' Web of Knowledge

Request changes to a record

Actions (login required)

View Item