The Library
Third-party payment and commercial banks in China : friends or enemies?
Tools
Tools
Tools
Li, Xinyuan and Wang, Heming (2022) Third-party payment and commercial banks in China : friends or enemies? In: ICMECG 2021: 2021 8th International Conference on Management of e-Commerce and e-Government, Jeju Island, South Korea, 05-06 July 2021. Published in: Proceedings of the ICMECG 2021: 2021 8th International Conference on Management of e-Commerce and e-Government pp. 1-7. ISBN 9781450390545. doi:10.1145/3483816.3483817
Research output not available from this repository.
Request-a-Copy directly from author or use local Library Get it For Me service.
Official URL: http://dx.doi.org/10.1145/3483816.3483817
Abstract
This paper explores the effect of third-party payment on the profitability of Chinese commercial banks from 2013 to the second quarter of 2020. In China, third-party payment has developed quickly in recent years, and an increasing number of people choose to pay by third-party payment instead of cash and bank card. This would have impacts on the Chinese traditional financial business, especially the banking industry. In order to find whether third-party payment impacts on commercial banks’ profitability or not, this paper selects the data of 36 listed banks for empirical analysis. The regression result shows that third-party payment has a significant positive impact on Chinese overall commercial banks. Then, for different types of banks, third-party payment has significant positive impacts on state-owned and joint-equity banks. But for urban and rural commercial banks, the regression results are poor fitting. Finally, this paper employs fixed effects model to run regressions, and results are still positive. Therefore, banks should continue to maintain a good corporative relationship with third-party payment.
| Item Type: | Conference Item (Paper) | ||||
|---|---|---|---|---|---|
| Divisions: | Faculty of Social Sciences > Warwick Business School | ||||
| Journal or Publication Title: | Proceedings of the ICMECG 2021: 2021 8th International Conference on Management of e-Commerce and e-Government | ||||
| Publisher: | ACM | ||||
| ISBN: | 9781450390545 | ||||
| Book Title: | 2021 8th International Conference on Management of e-Commerce and e-Government | ||||
| Official Date: | 14 January 2022 | ||||
| Dates: |
|
||||
| Page Range: | pp. 1-7 | ||||
| DOI: | 10.1145/3483816.3483817 | ||||
| Status: | Peer Reviewed | ||||
| Publication Status: | Published | ||||
| Access rights to Published version: | Restricted or Subscription Access | ||||
| Copyright Holders: | ACM | ||||
| Conference Paper Type: | Paper | ||||
| Title of Event: | ICMECG 2021: 2021 8th International Conference on Management of e-Commerce and e-Government | ||||
| Type of Event: | Conference | ||||
| Location of Event: | Jeju Island, South Korea | ||||
| Date(s) of Event: | 05-06 July 2021 |
Request changes or add full text files to a record
Repository staff actions (login required)
 |
View Item |
